BWC uses a blended rate to calculate each employer's yearly workers' compensation premium.

A blended rate includes several assessments that are added to the employer's premium rate. These assessments include administrative costs for operating BWC and the Ohio Industrial Commission, and funding the Disabled Workers' Relief Fund.

Included in the base rate is an assessment used to fund BWC's Division of Safety & Hygiene. The mission of the Division of Safety & Hygiene is to educate employers to help prevent industrial accidents and occupational diseases.

The remaining premium is used to pay compensation and medical benefits for injured workers' claims that occur during the policy year.

For more information, refer to:

• Fact sheet: How BWC calculates my insurance rates
• Video: How we calculate rates