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NCCI Classifications

Classification assignment

We use classifications established by the National Council on Compensation Insurance (NCCI). The object of the classification system is to assign the one basic classification that best describes the nature of the business. It is the business that is classified, not the individual jobs within the business. We assign a unique rate to each classification and adjust the rate every year.

NCCI class codes are assigned based on information supplied on your workers' compensation coverage application. 

Classifications are divided into two types - basic and standard exceptions. Basic classifications describe your company's business. An example of a basic classification is an employer who manufactures computers. This type of business has warehouse personnel, maintenance employees, forklift drivers, and assembly line workers. However, since the basic business is manufacturing computers, the classification would be 3574 - Computing, Recording or Office Machine Mfg., NOC. Note that the individual operations supporting the business are not separately classified.

Standard exception classifications are occupations that are common to many businesses. Employees assigned to these classifications cannot have any other duties within your operation. Standard exceptions include:

  • 8810 – Clerical Office Employees;
  • 8871 – Clerical Telecommuter Employees;
  • 7380 – Drivers, Chauffeurs and their Helpers;
  • 8742 – Salespersons, Collectors, or Messengers, Outside.

Some basic classifications include one or more of the standard exceptions. In these situations, the employer does not qualify for the standard exception classification. For example, the classification for a physician's office is 8832 - Physician & Clerical. These employers do not qualify for the standard exception classification of 8810, as clerical employees are included in their basic classification.

Reporting payroll

As an employer, you must report your payroll using this classification system. You can look up your class code(s) on our website by signing into My Policy, clicking Premium installment schedule and then Show detail.