Programs - Rating and bonus

Rating plans focus on claims prevention and claims cost control efforts for employers to encourage a focus on safety. Premium savings are included in the calculation of estimated yearly premium and reflected in premium installments billed throughout the program participation year.

• Grow Ohio Incentive Program
• Group-Experience-Rating Program
• Individual-Retrospective-Rating Program
• Group-Retrospective-Rating Program
• Deductible Program
• One Claim Program
• EM Cap Program
• $15,000 Medical-Only Program

Bonus programs focus on return-to-work for injured workers, efficient management of accounts and cost control efforts for employers, and streamlining of BWC processes and requirements to encourage an employer's focus on safety. Premium savings are distributed after the completion of the program participation year as a bonus applied to the employer's policy if all program requirements are satisfied.

• Drug-Free Safety Program
• Transitional work programs
• Safety Council Rebate Program
• Industry-Specific Safety Program (ISSP)
• Lapse-Free Rebate
• Go-Green Rebate
• Policy Activity Rebate Program

Resources

• Program eligibility look-up: view a list of programs your company is currently participating and a complete list of all BWC programs and the eligibility for each. 
• Program compatibility chart: This chart shows which discount programs you are eligible to participate in.

Grants are available to purchase safety equipment, promote health and wellness, implement drug-free workplaces, minimize firefighters' exposure to dangerous environmental elements and to assist people that work with developmentally disabled children and adults.
Safety grants