BWC has the authority to self-insure a construction entity (business) with workers' compensation for specific projects. Both public and private construction projects are eligible for this coverage. Ohio Revised Code (ORC) 4123.35 has the guidelines for self-insured (SI) construction projects.
Only those employees and subcontractors working on an approved project will be covered under the employer's SI workers' compensation policy. Employees not working on that project will be covered under the employer's state-fund (BWC) policy.
Once the construction project is completed, the employer will become a solely state-fund employer.
To self-insure a construction wrap-up project, submit the Self-Insured Construction Wrap-Up Application (SI-50) to BWC.