Some employers use volunteers within their business. Volunteers are defined as unpaid helpers or assistants.
Volunteers performing emergency service duties
Volunteers, such as fire fighters, who provide emergency service duties for private employers are generally not covered because they receive no wages. However, public employers such as schools, townships and villages, are required to carry workers’ comp coverage for the volunteer emergency service personnel they engage. Examples of volunteer emergency service occupations requiring coverage would be:
- Volunteer firefighters;
- Volunteer police officers;
- Volunteer emergency medical technicians.
To apply for volunteer coverage, public employers with complete the (U-3) Application for Ohio Workers' Compensation Coverage form. Coverage becomes effective on the date BWC receives the completed U-3 form and the required premium installment payments. For those employers having volunteer coverage, reportable wages are subject to minimum and maximum payroll reporting requirements. Employers must report at least $300 per enrolled person per year with a minimum reportable payroll of $4,500 (or 15 volunteers).
Volunteers performing non-emergency duties
Individuals performing non-emergency volunteer services for private employers, including for non-profit organizations such as churches, are not covered under the workers' compensation policy of that organization. Public employers may elect to cover volunteer workers who perform non-emergency duties and persons assigned volunteer work instead of a fine or jail sentence.
These volunteers can be covered by submitting a completed Contract for Coverage of Political Subdivisions (U-69) form to BWC.
Individuals performing volunteer services for private employers, including non-profit organizations such as churches, are not covered under the workers' comp policy of the organization.