To determine which benefits the injured worker is eligible for, contact the assigned Claims Service Specialist (CSS) or BWC at 1-800-644-6292.
For claims in Approved status, BWC offers the following types of benefits for injured workers:
- Temporary Total (TT) Compensation – Compensates a worker who becomes disabled due to a work-related injury or occupational disease.
- Permanent Partial (PP) – Scheduled Loss – Compensates an injured worker when a certain amount of permanent damage remains, such as the loss of your vision, hearing or an amputation caused by a work injury.
- Percent of Permanent Partial (%PP) – Compensates an injured worker when a percentage of lasting effects or permanent damage remains, such a broken arm that can no longer extend to its fullest degree.
- Permanent Total Disability (PTD) – Compensates an injured worker for the inability to perform sustained remunerative employment due to the work-related injury. Remunerative means the injured worker will no longer be able to perform work for which they will be paid (compensated).
- Wage Loss (WL) – Compensates an injured worker for reduced earnings as a direct result of restrictions from the allowed injury condition(s) in the claim.
- Living Maintenance (LM) – Compensates an injured worker while the worker is actively participating in an approved rehabilitation plan.
- Lump Sum Advancement (LSA) – LSA is the pre-payment of future compensation for financial relief and rehabilitation purposes only. It compensates an injured worker for things such as household bills, installing a handicap lift in your van, etc.
- Lump Sum Settlement (LSS) – This is a written agreement that results in the closure of a claim, or part of a claim, as defined by the terms of the settlement agreement. A LSS agreement can be entered at an administrative level (BWC) or court level.
- Change of Occupation (COA) – Compensates injured workers, such as coal miners, firefighters, and police officers, who have been medically advised to change their job (occupation).
- Facial Disfigurement (FD) – This is a one-time award granted to the injured worker for visible damage to the face or head with the potential to impair the injured worker’s ability to secure or retain employment.
- Accrued Compensation – This is the unpaid portion of a benefit award for a claim in Allowed status. It is paid to an injured worker’s dependents at the time of his or her death, regardless of whether the death was a result of the allowed work injury.
- Travel Reimbursement – BWC will reimburse an injured worker for reasonable and necessary travel expenses when certain criteria are met.
- Death Claim (Survivor Benefit) – A death claim is filed by the spouse or dependents of an injured worker who died because of an industrial (job-related) injury or occupational disease.
- Violation of Specific Safety Requirement (VSSR) – Compensates an injured worker, or their dependent if there has been a worker fatality, when there is evidence that a violation has (or may have) occurred from the failure of the employer to comply with a specific safety requirement.
- Wages in Lieu of Temporary Total Compensation (Salary Continuation) - Salary continuation is a voluntary program where the employer continues to pay the injured worker's full salary and benefits in lieu of any compensation from BWC.